iVelopes 2.2.4

Gain full control of your finances with iVelopes, a financial application for envelope budgeting. This method, which predates the digital era, enables you to allocate money into specific categories or "envelopes," offering seamless flexibility in managing your finances without the need for complex account transfers.

Unlike traditional budgeting tools, iVelopes emphasizes utilizing existing funds rather than future income. The envelopes can preserve their content from month to month, allowing you to earmark resources for significant expenses. This approach not only fosters a savings-centric mindset but also steers you away from a debt-oriented viewpoint.

Key features of iVelopes include:

• Managing various account types such as checking, credit, savings, investments, loans, and cash.
• Implementing the envelope budgeting model for effective saving and budgeting.
• Setting aside funds for planned purchases.
• Exerting spending control by confining expenses within available funds.
• Freely reallocating digital funds among envelopes without complex transfers.
• Establishing recurring bill payments, deposits, and envelope allocations on customizable schedules.
• Utilizing one-click access to projected bill payments, deposits, and distributions.
• Effortlessly creating transactions via autocomplete and saved transaction details.
• Accelerating transaction input through the Quick Entry feature.
• Automatically recording withdrawals or deposits by snapshotting an account.
• Securing the app with optional password protection.
• Adapting to local currencies based on device settings.
• Back up, restore, and synchronize data via Dropbox integration.

* Compatible with iOS 3.1 and newer

If you wish to explore iVelopes before making a purchase, you can review the user manual at: echo17.com.